ABOUT US
At ADVOCO Mortgages we eat, sleep and breathe bank mortgage policy - so we can provide you with the best mortgage advice and solutions for your mortgage.
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We help with the whole mortgage process from assessment, approval and settlement using our 6 Step Advice Process – so you get to celebrate getting the keys to your new home without the stress and hassle...let us worry about the mortgage.
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Since 2001 we've helped first home buyers, those moving up the property ladder, refinancing for better rates and service, debt consolidation of high interest loans, second mortgages, mortgage arrears and mortgagee sales ... simply put, we can help with everything and anything to do with a mortgage - Let us be your advocate.
WHAT WE DO
BUILDING A HOME OWNERSHIP PLAN
Here you'll learn how to make a Home Ownership Plan, so you can improve your chances of getting a mortgage to buy your home. If you're a First Home Buyer (FHB) using KiwiSaver or getting help from Bank of Mum and Dad (BOMAD), moving up the property ladder, buying an existing home, new off the plans 'turnkey' or building new with a fixed price build contract - we'll help you plan your home ownership journey and advise you on the do's and don'ts.
IMPROVING YOUR CHANCES
We'll provide advice on how to improve your chances of getting a mortgage. With changes to The Credit Contract and Consumer Finance Act (CCCFA) getting a home loan just got a whole lot harder - we can help you navigate this legislation so it works in your favour.
WE DEAL WITH THE PAPERWORK
Let us deal with the paper work and the mountain of forms that need completing ie. CRS & FATCA, Nature & Purpose forms, AML/CFT. You'll still need to complete an online application and provide supporting documents ie. income, bank statements etc. We'll handle the rest as your time can be better spent looking for the right home for your family.
YOUR ADVOCATE
We've been writing mortgages for 23 years and have excellent relationships with over 39 banks, non-bank lenders, finance companies and private lenders. These business relationships have been built based on trust and the quality of our mortgage applications we've presented over the years. We will be your best advocate for your mortgage.
An email from ANZ Bank
"Hey Steve,
This is a very simple message from me but I wanted to acknowledge the high standards that you set when you are sending deals to us… the deals you submitted to us went through our pre-screening team 100% clean and none were deferred for further info! This just tells me that the deals you prepared were presented at a high calibre …
Chris Trenuela
ANZ Business Development Manager"
ONGOING MORTGAGE ADVICE & SUPPORT
Now that you have a mortgage - our service does not stop there. We provide ongoing advice and support for the life of your loan. Advice of fixed interest rates, loan structure, how it pay it off quicker (saving you tens of thousands of dollars), loan top ups when needed and we will refer to you the right people to protect your life, income and assets.