Whether you're a first home buyer, buying and selling to upgrade, buying a new build, need bridging finance - you need to know the numbers that will work for you to achieve your goals. That's where we can help. We run your numbers to get the best outcome with your next property purchase.
Ask for our free Property Report showing estimated market value and comparable sales in the suburbs you're looking at.
& DEBT CONSOLIDATION
We specialise in debt consolidation and refinancing your current mortgage and get you a better deal. With new lending rules and tighter restrictions its harder to secure a new mortgage - we can help you plan and restructure your loan to help you get ahead financially.
OR SEASONED INVESTOR
Many Kiwi's use property as part of their investment portfolio. If this is your first investment property we can help and provide advice and make the numbers work for you. If you're a seasoned property investor then things have changed recently and you need to know how this affects your ability to grow your property portfolio. Talk to us.
NON-BANK LOANS & SECOND MORTGAGES
Non-bank mortgages have changed over the years and in some cases are a better alternative to the main stream banks. They offer comparable interest rates with generally less conditions than a bank. Non-bank mortgages are self-employed friendly and can assist if you have credit issues or you need short-term funding. Second mortgages are an alternative if your current bank is not willing to lend for your short term projects.
If you're looking to purchase commercial property either for owner occupation or investment, we can source funds for your commercial property. Commercial property lending policy is very different to residential, let us help you navigate the lending policy, so you get the result you want.
We can source funds for your residential development - with changes to the unitary plan in Auckland we can source the finance to fund small to medium construction projects from purchase of the land and to progress payments for development and construction costs. Let's talk as each project is different and requires specific advice once we receive detailed information on your project.
If you're looking to purchase a business then in most cases you will need to own residential or commercial property as additional security. The bank can take a General Security Agreement over your new company and so long the books look good then we may be able close the deal for you.
MORTGAGE STRESS & MORTGAGEE SALES
A pending mortgagee sale will give you sleepless nights, untold stress, anguish and heartache if you don't get it sorted...we are mortgagee sale experts in helping folks get their homes back and have saved 149 homes from mortgagee sale. We understand repaying a mortgage for the next 25-30 years can have its ups and downs, even with the best of intentions things happen in life - sickness, job loss, large unexpected bills and now Covid-19. So if you get behind on your mortgage payments a mortgagee (bank/lender) could sell your home at mortgagee sale - do not delay and call us now.
MOTOR VEHICLE & EQUIPMENT FINANCE
A Motor Vehicle for many is their second biggest asset. We can help get into your shiny new 'waka' (if less then 10 years old) with rates from 8.95%pa T&C's apply.
We can assist with Equipment Finance with rates from 8.95%pa T&C's apply. Unfortunately we can not assist with unsecured personal loans.